Our Attorneys Help Stop Car Repossession in Albany
Financiers may threaten with repossessions, attempting to take back vehicles when payments are not received. Lenders may send foreclosure notices, even sometimes with a sale date when a borrower is behind on mortgage installments. Financial matters may be bad already, but losing an automobile may make your situation worse, as your ability to travel to work is impaired. If you have a family, the anxiety of wondering what to do after a house is lost can be overwhelming. Navigating laws can be difficult to do without legal counsel. Our lawyers at Custer, Custer & Clark LLC are knowledgeable in these fields, and can help you protect what’s yours, despite struggling to make payments by their due dates.
Don’t Hide From Your Debt
Hiding your car unfortunately will not prevent vehicle repossession, nor will raising a fist. The best way to keep what is yours is to use the law. When filing for bankruptcy, what’s called an “automatic stay” goes into effect, legally putting a stop to all creditor action. This gives you the time you need to develop a plan to either liquidate other assets or put a schedule together to repay debts within three to five years. Your lawyer can help decide whether filing for Chapter 7 or Chapter 13 is right for you and will guide you through the entire process. If your vehicle has already been taken, you may still be able to get it back if it has not yet been sold at auction.
Helping You Keep Your Home in Columbus
You can use the law to stop car repossession and home foreclosure, but remember that your chances are greater the earlier that you act. For legal assistance or to find a personal injury lawyer in Columbus or Albany, call 229-888-1105. Your initial consultation with Custer, Custer & Clark LLC is free, and you can trust that all information will remain confidential.