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Serving South Georgia since 1938. Founded by Attorney C. Custer (1938-1999).
Albany: 229-888-1105 | Columbus: 706-987-8102

Albany: 229-888-1105
Columbus: 706-987-8102
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Our Lawyers Assist With Filing Chapter 7 Bankruptcy in Albany

It is the most common type of debt settlement and can be utilized by individuals and businesses alike. It will clear from a credit record after 10 years from the date of filing, but many persons are able to regain a good score much sooner. Not every consumer qualifies for this type of debt canceling. A Chapter 7 attorney in Albany can conduct a “means test” and be your guide in navigating through the requirements. If you don’t qualify for Chapter 7, a Custer, Custer & Clark LLC lawyer can help you apply for Chapter 13 bankruptcy.

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How Can This Process Help Me?

Although the process is involved and takes time, the result is a clean financial slate. Unsecured debts are wiped away, including:

  • Threats of foreclosure or repossession
  • Outstanding credit card balances
  • Unsettled IRS obligations
  • Wage garnishments
  • Past due tax bills

Most liens, such as mortgages and car loans will remain. However the good news is that with the aid of a reorganization plan, you may be able to keep your home, vehicle and other personal possessions. This is possible when a Chapter 7 attorney organizes certain belongings into what are called “exempt categories.” Our lawyers will be there to defend you against creditors in any court hearings along the way. We understand that you may not be able to pay in full for legal services, and thus will work with you to develop a reasonable payment plan.

Leave It to Our Legal Professionals in Columbus

It’s easy to fall on hard times through no fault of your own. Loss of a job, medical bills and tough competition in business are just a few common triggers that bring persons past their financial limit. If you need to file for bankruptcy in Albany or Columbus, call Custer, Custer & Clark LLC at 229-888-1105 to receive a free consultation with a knowledgeable Chapter 7 lawyer.

Albany, GA

Custer, Custer & Clark LLC
Attorneys at Law
417 Pine Ave.
Albany, GA 31701
Phone: 229-888-1105
Toll-Free: 800-477-1105
Fax: 229-888-1108

Columbus, GA

Custer, Custer & Clark LLC
Attorneys at Law
2815 Warm Springs Road
Columbus, GA 31904
Phone: 706-987-8102
Fax: 229-888-1108

Business Hours

Monday-Friday, 9 a.m.-5 p.m.
Saturday & Sunday, closed

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We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

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